Elect Jim Chaplin Mayor

The 2018 municipal election is now underway.  If you want to see change in Cavan Monaghan vote Jim Chaplin for positive change, fiscal responsibility and community engagement.

For more information about the Jim Chaplin campaign please go to:


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2018 Municipal Election

     It’s official, Jim Chaplin is running for Mayor of Cavan Monaghan.

     A vote for Jim is a vote for positive change, fiscal responsibility and community engagement.

     He has 8 years previous Council experience and has a proven track record of standing up for what he believes and for ratepayers in general.

     Jim has a long history of community involvement and a genuine desire to make his community the best it can be.

     He has been a  successful business owner; Donna’s Pizza 1988 to 2002 and was a freelance DJ for 50 years.

A graduate of Communication Arts Jim has served on many committees, including Community Care, Library Board, BIA, Chamber of Commerce, several community school associations and was the founder and general manager of a community newspaper as well as the founder and president of a ratepayers association.

  He does not come to the job with a personal agenda and will not accept campaign contributions from developers.

There will be some very difficult decisions to be made during the next term of Council.  With the loss of slots funding it will be necessary to reduce unnecessary spending which has led to unsustainable tax increases.  The last four years Jim has seen his own property taxes increase by 25.19%.  This can not continue.

We must work together as one community.  In many cases Jim believes we can consult with local residents rather than with high priced “professional” consultants who have no vested interest in our community.

The potential annexation of lands into the City of Peterborough could have dire consequences for our ability to survive as a self-sustaining community.

     Current ongoing development seems to have gotten out of hand.  Some growth is both inevitable and desirable but too much too fast is not in the best interest of the township.  There also needs to be a mix of development types and the potential for local employment.

     Together let’s take back OUR community.


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Peterborough Casino


                It has been interesting, to say the least, watching the city of Peterborough debate the location of a new casino.  Some thought was apparently even given to locating it downtown.

Why would anyone in their right mind suggest that it should be located in the downtown core?  That would be, without a doubt, the worst possible location.  The traffic congestion would make the downtown even less attractive than it is now for anyone to consider shopping there.

People who would be going to the casino would not patronize the downtown businesses and in that location it would be likely to attract an undesirable crowd to the downtown.

It is also interesting to hear members of city council claim how it will create hundreds of new jobs.  Will it really create new jobs?  They seem to be missing the point that the existing casino in Cavan Monaghan is a major employer.  Those jobs will be eliminated or simply transferred to the new location, so there will not likely be any new jobs and most of the employees at the current casino are likely residents of Peterborough.

They are speculating that it will generate a considerable income for the city.  That remains to be seen.  In Cavan Monaghan the casino has generated a very nice windfall for the municipality over the years it has been located there.

Even if it was to stay where it is there is no guarantee that the level of funding for the municipality will remain at the current level.

When it was run by OLG there was an agreement that 5% of the profits would be paid to the host municipality.  The property owner and the horseman’s association each got 10%.  The horseman’s association has since been cut out of the picture.

The whole purpose of locating the original slots facilities at race tracks was because there was already gambling allowed there.  That made sense.

It is also important to remember that the municipal percentage was on slots.  There was no mention of table games should they be added to the facility.

Now that the casinos have been turned over to private enterprise it wouldn’t surprise me if the profit margin decreases, that’s how business works.  It is easy to reduce the profits by paying bonuses to executives and other legitimate accounting practices.

At the current location there is more than ample parking and an additional 100 acres to the north that could possibly accommodate any future expansion.

A casino in the city will make it easier for people who can least afford to gamble to take part in such activity on a regular basis.

Traffic congestion at any location in the city will be annoying at best.  It’s too bad the city could not get along better with their neighbouring municipality and stop playing the bully.

Only time will tell but it will be interesting to see how the city officials will spin the details and claim how good it all is for the city.

They have already guaranteed $150,000 a year to the DBIA for twenty years.  What else will they do with the money even before it materializes?

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New Community Centre


                There is much talk about a new community centre for our municipality and the Cavan Monaghan Council would have us believe that they are going to build a new $15 million facility and it won’t cost the tax payers a dime.  Does anyone really believe that?

Funds, they say, will come out of reserves.  No matter how you spin that, it is still tax payers’ money.  Whether it came from property tax, the slots or any other source, all funds in the care of the township belong to the residents of this community.

There is no doubt that the current facility leaves much to be desired.  The dressing rooms are deplorable; the upper hall is not accessible and the facility does not address the needs of all members of the community.

Any new facility must allow for programs and activities for all members of the community.  The problem lies in the way the township is proposing to approach the project.

In my opinion the only way to achieve the desired result is to have serious partners involved.  That should include local organizations corporate partners and the public in general.  There are several potential partners I believe should be approached and their needs taken into consideration if they are interested in becoming partners.

It is not only the cost of building the facility that has to be considered but also the ongoing operating costs.  There are ways to create a facility that can cover at least most of the operating costs and perhaps even turn a small profit.

It is also important to keep in mind that there is a real need for a new fire hall and a new works depot, both of which will require extensive funding.

If the reserves are depleted for one project it will mean tax increases to fund the others, so directly or indirectly it is the tax payers who will foot the bill.

Is the proposed plot of land large enough to accommodate all the possible uses?  All those uses will not be known until it is determined what partners might be involved.

A large enough parcel of land could accommodate not only the new community centre but also the new fire hall and works depot.  Building them as a municipal complex would mean in the end that the total cost would be less than doing each separately.

All facilities don’t have to be built at the same time but planning for a complete municipal complex would make the future construction more affordable.

We should also keep in mind that the city of Peterborough continues to insist on annexing more land from North Monaghan and that will cause our tax base to shrink, meaning less tax payers to share the cost.  All of this must be considered before moving forward with any major project.

With the slots funding disappearing in the very near future we will not have that source to draw on to build the reserves back to a desired level.  It took many years to build the current reserve and repeating that process without the slots will present a great challenge.

Let’s hope the Council and the staff thinks this trough thoroughly before making a commitment that digs us into a hole from which we may never emerge.

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Cancelled flight compensation

Flight cancelled? Got bumped? Here’s what your airline owes you

There are few things as defeating as rounding the home stretch on the last leg of a trip and finding out your flight has been cancelled or you checked in a few minutes too late and now you’re bumped from the flight.

But don’t despair; you’re protected says the National Airlines Council of Canada – an industry organization representing carriers like Air Canada, Air Transat, Jazz Aviation and WestJet.

“NACC member airlines recognize the importance of consumer protection and have adopted the responsibilities and obligations outlined in Flight Rights Canada, the Government of Canada’s air travel consumer protection initiative,” Marc-André O’Rourke, executive director of the NACC told Yahoo Canada via an emailed statement.

O’Rourke is referring to the passenger-geared initiative launched in 2008, which requires carriers to address concerns including denied boarding as a result of overbooking, delays, cancellations, passenger re-routing, and lost and damaged baggage. “(Except for) weather‐related incidents or events caused by a third party, our member carriers honour the rights of passengers outlined in the code of conduct,” he said in his statement.

Although the code of conduct is voluntary, in 2009 major Canadian airlines including Air Canada, WestJet and Air Transat, abide by the guidelines and have fine-tuned their tariffs (official speak for the agreement between airlines and passengers.)

Get what you paid for

According to the code, passengers have a right to information on flight times and schedule changes and airlines must make reasonable efforts to inform passengers of those changes. Passengers have a right to take the flight they paid for.

“If the plane is over-booked or cancelled, the airline must find the passenger a seat on another flight operated by that airline, buy the passenger a seat on another carrier with whom it has a mutual interline traffic agreement or refund the unused portion of the passenger’s ticket,” says the FRC.

When a plane is overbooked, the major carriers will usually call on volunteers to take an alternate flight. But either way, whether you’re a volunteer or involuntarily bumped due to a cancelled flight, the airline needs to compensate you in travel vouchers or cash – your choice.

Time is on your side

The code also looks at the punctuality angle.

“If the passenger is already on the aircraft when a delay occurs, the airline will offer drinks and snacks if it is safe, practical and timely to do so,” says the code of conduct. “If the delay exceeds 90 minutes and circumstances permit, the airline will offer passengers the option of disembarking from the aircraft until it is time to depart.”

When a flight is delayed and the departure is more than four hours after the schedule time, passengers should be provided with meal vouchers. If that delay slips beyond eight hours and requires an overnight stay – the airline will comp the hotel and airport transfers for passengers.

The price is right

Monetary compensation varies from carrier to carrier.

For instance, Air Canada offers $200 to any bumped passenger who is delayed reaching their original destination by two hours, $400 for delays between two and six hours and $800 for delays over six hours.

WestJet uses a higher buffer when a passenger is denied boarding on a plane they were confirmed a seat. If you get to your destination an hour late but less than two hours after the planned arrival time, they will be compensated 200 per cent of the total price of their ticket up to a maximum $650. When that delay climbs to more than two hours, WestJet will compensate 400 per cent of the total price to the passenger’s first destination or stopover up to $1,300.

With international flight delays, both Porter and Sunwing comp up to $650 for flights between one and four hours and up to $1,300 for delays over four hours.

In the U.S. the Depart of Transportation requires airlines to compensate bumped passengers. It’s more or less in line with the FRC and is just as relevant whether you’re taking off from Chicago’s O’Hare or LAX.

“If the airline is not able to get you to your final destination within one hour of your original arrival time, the airline must pay you an amount equal to 200 percent of your one-way fare, with a maximum of $650,” states the DoT’s website.

With most carriers – U.S. or Canadian – compensation is to be made at the moment and place the denied boarding occurs, so start with the gate agent. If you catch an alternate flight before the compensation takes place, you have a right to get compensation in a timely manner from the airline so be sure to call customer service as soon as possible and notify them of the situation.

While tariffs vary, it might be wise to ask the airline for a printed copy of its tariff to review before you agree to any handouts. In the event that it’s a Canadian carrier and you still feel shunned by the delay or cancellation, escalate it by taking your complaints to the Canadian Transportation Agency.

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7 scams every traveller needs to know about

Tie me up

Where: Paris and Rome

Scam: As you’re walking near the famous Sacre Coeur or Spanish Steps, a charismatic man strolls up to you and starts a conversation. Before you know it, he’s tying a bracelet around your wrist or finger and double-knotting it better than a Boy Scout. Then he demands payment. Of course, you can say no. But if you do, he’ll scream that you are stealing his bracelet and embarrass you in public. Most tourists give in to the pressure and pay just to prevent a scene.

Tip: Don’t get too close. If someone is being super friendly, you have the right to be suspicious. And if he or she gets close enough to put a bracelet on your wrist, don’t be afraid to just walk away.

The diversion

Where: Airports and train stations

Scam: This scam comes in many different forms. One is the “hot dog trick,” whereby a stranger accidentally squirts mustard on you while eating a hot dog. As he apologizes and tries to help you clean up, an accomplice grabs your bag and slips away. Another form of this scam involves an old lady falling in a public place. As everyone runs to her assistance, her partner swoops up as many bags as he can carry and disappears.

Tip: Whether you’re sitting or standing, always be in contact with your bags. Keep a hand on your carry-on, or place it between your legs, if you want to keep it from going missing.

Security line switch-up

Where: Airports

Scam: Picture this: You’re about to walk through a metal detector when the person behind you cuts ahead of you. Annoyed, you let him go, but your frustration builds as he repeatedly sets off the alarm. He’s forgotten to remove his watch and loose change, so he is holding up the line. What you don’t know is that on the other side, his accomplice has snagged your belongings and is already in another terminal.

Tip: Wait until the last moment to put your stuff on the conveyor belt; this way no one can slip in front of you. Also, keep an eye on your stuff if you get held up at the metal detector. If you see some fishy business, alert the TSA agent.

The drop and swap

Where: Istanbul

Scam: You’re a tourist in the country and just getting the hang of the foreign currency. You take a taxi, and when you arrive at your destination, you pay the fare with a 50-lira note. Without your noticing, the driver switches your payment with a 5-lira note, which, unfortunately for you, looks quite similar. He accuses you of shortchanging him, and since you’re not totally sure he’s wrong, you give him another 50-lira note.

Tip: Be a confident traveler. Familiarize yourself with the currency before you go, and pay attention when you pay for services. If you think you’re getting duped, threaten to call the police. Local law enforcement officers know about this trick, and the driver probably won’t want to lose his license.

Bait and switch

Where: Everywhere

Scam: You’re planning a vacation on a budget, and you find an amazing-looking hotel in your price range. It seems too good to be true, but the pictures on their website look idyllic, so you enter your credit card info and book the room. Unfortunately, when you arrive, you discover that the hotel is a dump, and they won’t refund your money. In some countries, one-star hotels will even copy the name of a popular hotel just to lure tourists to their location. Tricky!

Tip: It always pays to book through a reputable tour operator because it will take responsibility for the booking and guarantee that you don’t lose money. Sites such as Oyster and TripAdvisor are also great resources for checking out reviews from customers who have stayed at the hotel.

Wi-Fi data skimming

Where: Airports, hotels

Scam: Let’s be honest, no one ever turns down free Wi-Fi. This fact has made the practice of “skimming” all too common at hotels, cafés, and other public venues. A free W-Fi hotspot is set up and made public for anyone to access. Sure, the Internet is free, but while you’re checking Facebook, your data is getting sent to the host’s computer. Just like that, they have access to your usernames and passwords.

Tip: Only connect to legitimate networks. Check out this list of airports with free Wi-Fi so that you know you’re connecting to a secure network. At a hotel, don’t connect to another guest’s Wi-Fi hotspot. Instead, ask the front desk for the hotel’s preferred network and use it!

Tricky exchange rates

Where: Western Europe

Scam: You find a great souvenir at a shop overseas, and as you hand your credit card to the merchant, she asks if you’d like to convert your credit card transaction to U.S. dollars. You oblige, because it sounds easier, but actually it’s not. It’s called Dynamic Currency Conversion (DCC), and by using a conversion rate that is higher than the going rate, the merchant is making an extra profit off of your purchase. She pockets the money and you’re left in the dark.

Tip: Always pay in local currency. Also, DCC fees can be added only to Visa and MasterCard credit and debit card purchases. American Express cards use a closed system.

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Printing Services

If you have a need for any type of printing services from business cards to large signs and everything in between including flyers, brochures and post cards check out Designer Signs for quality workmanship and very competitive prices.

Designer Signs provides a wide range of printing and design services.

With their full service design and manufacturing, they specialize in the fabrication of Vinyl Graphics, Pylon Signs, Store Signage Indoor & Outdoor, Vehicle Graphics, Full Colour Digital Prints and Banners, Business Cards and much more.

They have Laser printers for smaller run jobs, Vinyl cutter, 64″ Roland printer and a 54″ laminator and they work with different trade printers to make sure they can give you the best deal available.

No job is too small, so they will work with you on your specific needs and customize the product to suit your requirements.

Some examples of their work:

pizza signLeon's sign


Call:  705.761.0443 or 705.657.2496

email: dsp@bell.net

For more details visit www.designersigns.ca

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According to the website www.SocialMeems.com there are definite health benefits to drinking water on an empty stomach.  Although I would question the claim that it is a 100% cure for a number of diseases, it certainly is worth a try and definitely makes sense that cold drinks can solidify oils and grease in the stomach from foods that have just been digested.  Note that 160ml of water is only about 5.5 ounces, so the four glasses referred to is actually about two and three quarter 8 ounce glasses.

Following is the claim made by this website.  This is provided for information only and everyone should use their own judgement but there is certainly nothing to lose from trying this method.

It is popular in Japan today to drink water immediately after waking up every morning. Furthermore, scientific tests have proven its value. We publish below a description of use of water for our readers. For old and serious diseases as well as modern illnesses the water treatment had been found successful by a Japanese medical society as a 100% cure for the following diseases:

Headache, body ache, heart system, arthritis, fast heart beat, epilepsy, excess fatness, bronchitis asthma, TB, meningitis, kidney and urine diseases, vomiting, gastritis, diarrhea, piles, diabetes, constipation, all eye diseases, womb, cancer and menstrual disorders, ear nose and throat diseases.


  1. As you wake up in the morning before brushing teeth, drink 4 x 160ml glasses of water
  2. Brush and clean the mouth but do not eat or drink anything for 45 minute
  3. After 45 minutes you may eat and drink as normal.
  4. After 15 minutes of breakfast, lunch and dinner do not eat or drink anything for 2 hours
  5. Those who are old or sick and are unable to drink 4 glasses of water at the beginning may commence by taking little water and gradually increase it to 4 glasses per day.
  6. The above method of treatment will cure diseases of the sick and others can enjoy a healthy life.

The following list gives the number of days of treatment required to cure/control/reduce main diseases:

  1. High Blood Pressure (30 days)
  2. Gastric (10 days)
  3. Diabetes (30 days)
  4. Constipation (10 days)
  5. Cancer (180 days)
  6. TB (90 days)
  7. Arthritis patients should follow the above treatment only for 3 days in the 1st week, and from 2nd week onwards – daily.

This treatment method has no side effects, however at the commencement of treatment you may have to urinate a few times.

It is better if we continue this and make this procedure as a routine work in our life. Drink Water and Stay healthy and Active.

This makes sense. The Chinese and Japanese drink hot tea with their meals not cold water. Maybe it is time we adopt their drinking habit while eating!!! Nothing to lose, everything to gain…

For those who like to drink cold water, this article is applicable to you.

It is nice to have a cup of cold drink after a meal. However, the cold water will solidify the oily stuff that you have just consumed. It will slow down the digestion.

Once this ‘sludge’ reacts with the acid, it will break down and be absorbed by the intestine faster than the solid food. It will line the intestine.

Very soon, this will turn into fats and lead to cancer. It is best to drink hot soup or warm water after a meal.

A serious note about heart attacks:

  • Women should know that not every heart attack symptom is going to be the left arm hurting,
  • Be aware of intense pain in the jaw line.
  • You may never have the first chest pain during the course of a heart attack.
  • Nausea and intense sweating are also common symptoms.
  • 60% of people who have a heart attack while they are asleep do not wake up.

• Pain in the jaw can wake you from a sound sleep. Let’s be careful and be aware. The more we know the better chance we could survive.

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This seminar is designed to help organizations make the most of their time spent in meetings, which have often been described as a place where minutes are kept and hours are lost.

An effective meeting begins with a proper agenda, one that is distributed to members in advance.  This helps participants properly prepare for the meeting.

We will discuss the importance of the agenda and how to develop a format that works for your organization.

Various types of communication, problem solving and decision making will also be part of the agenda for this seminar.

Fundraising in some form is part of most organizations and this can be dealt with in an appropriate way for your particular organization.

The goal will be to make your meetings shorter and more effective and to help you avoid many of the pitfalls that sabotage many meetings and make many organizations ineffective.

E-mail: info@jimchaplin.com for more details on this and other seminars.

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In March 2004 my son and daughter-in-law presented my wife and I with a beautiful granddaughter named Meredith.  This was about two and a half months before my sixty-first birthday. Although there was no intention to do so, her name contained the name of my paternal grandmother, Edith. This has caused me to recall my life with my grandmother, by whom I was raised from the age of two months, coincidently an undertaking she embarked upon just prior to her sixty-first birthday. Although I always had great affection and admiration for my grandmother it was not until years later that I truly understood and fully appreciated the sacrifices she had made. Now that I was the age she was when she took on the task of raising me and I had a grandchild very close to my age at that time, it became even more apparent how onerous her sacrifice was. In retrospect I recall a particular event in the life of my grandmother and one that deeply affected me. It was a typical fall evening in late November.  A frosty chill hung in the air.  As I prepared to retire for the night, I entered my grandmother’s bedroom to say goodnight, as I did each evening. As I crossed the room I could sense a strange presence, not apparent elsewhere in the house.  It was not something I could see or hear, yet I knew it was there, as if someone else was in the room.  It was an eerie feeling but I gave it little thought, choosing to ignore the experience. Rays from a streetlight shining through the window dimly lighted the room. I could make out the frail old woman’s torso, as she lay almost motionless on the bed, the silence broken only by her shallow breathing. As I approached her bedside, in almost a whisper, she asked, “Are you alright?” “I’m fine,” I said, “how are you?” “Tired,” she replied, in a feeble voice. “I won’t keep you then, you need your rest,” I said, as I knelt to say a brief prayer, the same one I had said for as many nights as I could remember. Then, rising to my feet, we said goodnight to each other and I left the room. Nineteen years earlier, my father, prompted by my mother’s inability to cope with a newborn, had brought me to live with his mother. Although she had raised her family and was approaching her sixty-first birthday, she unselfishly accepted the task of starting over with a two-month-old grandson. Now she was completely bedridden, unable to perform even the simplest of tasks.  She could not sit up in bed without assistance or even feed herself.  Her mind, however, remained sharp, which must have made her situation more difficult, but she voiced no complaint. This tiny but once robust woman had wasted away to skin and bone, her body wreaked by the pain of severe arthritis.  Yet, for over a year and a half, she had clung tenaciously to her meagre existence. Life had not been easy for her but being a woman of great faith and courage; each day had always been taken in stride. Born in 1882 she had witnessed the turn of the century, two world wars, and many life-altering events. As a young girl she took piano lessons and in later years her piano would be her one source of comfort but that too eventually fell silent, as the arthritis rendered her fingers unable to play. In 1902 she married and over the next forty years raised nine children and lost three others at birth, including a set of twins. She had lived through the great depression and experienced the loss of a family farm. A few years after that loss my grandparents acquired a small piece of land on which they built a modest home.  It had no indoor plumbing, not even running water.  Heated with wood and coal and poorly insulated, if at all, it was drafty in winter.  There was often frost on windowsills and sometimes even on furniture when we awoke on cold mornings. It was, however, one of the warmest homes that have ever existed. From my grandmother I learned that I could do anything to which I set my mind.  “Can’t is a cowardly word,” she would say, when I indicated I was unable, or perhaps unwilling, to perform some task. She admonished me to “be a leader, not a follower,” words of wisdom that have served me well over the years. When I was eight years old my grandfather died.  After his death and on a meagre government pension of only forty dollars a month my grandmother managed to maintain the home and to keep me fed and clothed.  I can only imagine the personal sacrifices she made. Within a few years her own health began to deteriorate but she did not complain and continued the necessary daily tasks to maintain a warm and loving home. When she suffered a gallbladder attack and had to be hospitalized for surgery, my aunt, one of her daughters who had never married, returned home.  She assumed the daunting task of helping to raise me and to give the home care that my grandmother so greatly needed and deserved. Grandmother’s health continued to decline and the arthritis took its toll, finally confining her to the bed in which she now lay. Her main goal in life was simple.  Oft times I had heard her say she wanted to live to her eightieth birthday. The true reasons for that goal I will never know but it was a goal she seemed determined to achieve.  Not a lofty one by most people’s standards but under the circumstances of her life, possibly out of reach. However, can’t was not a word in her vocabulary; that night, without a whimper or complaint, the one who had so little but gave so much, quietly passed away, one day after her eightieth birthday. It was in 1962 that my grandmother died and I have relived that night many times in my mind.  To this day I wonder who the unseen stranger was whose presence I felt in that room that night. When it comes my time to leave this world, perhaps she will be the one who is the unseen and unexplained presence in my room.

Posted in Opinion | Comments Off on LIFE LESSONS